Browsing our new Honda inventory is always exciting. What isn’t always as thrilling is dealing with the process of financing a new car. When you have the help of our Honda finance team here at Heritage Honda Westminster, however, you’ll get to relax and enjoy your car shopping journey. Here are some tips to make your finance application go smoothly.
Figure Out Your Budget
An essential step of applying for a car loan is determining what your budget for monthly payments is. Thankfully, you can use our convenient online payment calculator and trade-in tool to get a solid grasp on the price range that’s right for you.
Check Your Credit Score
Your credit score reflects how well you’ve managed debt in the past. Generally, higher credit scores earn lower rates and easier loan approvals. Even if you have poor credit, our team will connect you with the right lenders and find a plan that works best for you.
Apply for Financing Online
When you’ve figured out your budget and done some shopping around, you should be able to determine how much of your purchase you will need to finance. At this stage, you should apply for financing using our convenient online application.
By filling out our online application, you can get pre-approved in minutes. This allows you to visit our dealership ready to make a purchase.
Test Drive Your Top Options
Once you’ve gotten your loan approved and you have found some great Honda cars in your budget, visit our dealership and test drive the vehicles you’re most excited about. We’ll appraise your trade-in, wrap up all your financial paperwork, and help you drive home in your sleek new ride.
Contact our Honda dealership near Owings Mills today to learn more!
